Rich by Choice Bonus Materials
Table of Contents
Table of Contents
Rich by Choice Introduction
Becoming a Victor
Watch as Nick and Chelsea share how they turned their own financial overwhelm into a step-by-step blueprint that transforms money from a source of stress into a tool for peace, purpose, and freedom. Their honest stories, practical strategies, and bonus resources will inspire you to stop reacting to life and start creating the life you truly desire.
Chapter 1: Victor by Choice
Life on your own terms
By aligning your finances with your values and learning from hard lessons, you’ll gain the confidence and peace to write the next chapter of your life on your own terms.
Chapter 2: Empowerment by Choice
Find Your Empowerment
Chapter 3: Happiness by Choice
Chapter 3
Creating lasting memories is part of a rich life. This is a short video of us welcoming our youngest daughter into the world.
Chapter 4: Emotion by Choice
Uncovering true emotions
Uncovering the true emotions—like peace, security, or freedom—behind your financial goals can transform money from a vague target into a powerful tool for the life you really want. By learning to name and chase the feelings you crave (not just dollar amounts), you’ll create purposeful money habits that bring lasting joy and confidence.
Chapter 5: Relationships by Choice
Find your financial who
How tackling money as a united team not only strengthens your most important relationships but sparks a ripple effect of love, purpose, and legacy across generations. By zeroing in on your “financial who”—the people you’re doing it all for—you’ll turn every budgeting decision into a shared journey that builds harmony and lasting impact.
Chapter 6: Resilience by Choice
Setback to breakthrough
Learn why the toughest setbacks often signal you’re just steps away from your greatest breakthrough—and how choosing resilience, rather than avoiding failure, can carry you forward when you feel most defeated. Through inspiring tales—from Uncle Buck’s near-miss gold strike to Viktor Frankl’s unwavering purpose in a concentration camp—you’ll discover how anchoring to your “why” gives you the strength to push past any obstacle.
Chapter 7: Design by Choice
Chapter 7
Designing your life and including those important to you in your design is part of a rich life.
Chapter 8: Awareness by Choice
Money Tendancies
Discover how pinpointing your natural money tendencies—whether you’re a saver, spender, or shaped by deep-rooted beliefs—can turn financial frustration into intentional teamwork and freedom. By building systems that honor your strengths and protect against your weaknesses, you’ll move from guessing your way through money to designing a life that’s rich in meaning and joy.
Take the Fun Financial Assessment to find out which “Rich by Choice Money Personality” you are.
Chapter 9: Faith by Choice
Discover timeless truths
You’ll see how shifting from borrowed beliefs to discovering timeless truths for yourself can transform not just your mindset and marriage, but your entire approach to money—turning faith into a practical roadmap for peace, purpose, and prosperity. Even if faith isn’t your starting point, you’ll learn universal principles that have built lasting wealth and resilience across generations, giving you actionable steps to “build” your best life by choice.
Chapter 10: Mindset by Choice
Introduction to Nick Murray
Nick Murray is an impactful author, read by many financial advisors and he shares his knowledge after being in the financial industry more than 50 years.
Chapter 11: Growth by Choice
The Latte Factor
The video emphasizes the importance of making a simple change in your spending habits to secure a financially prosperous future.
Simple and Effective Monthly Budgeting Secrets
The rule is simple: Live within your means, ensuring you don’t spend more than 80% of your income.
What's your savings rate?
Your savings rate can be as low as 1%, but starting somewhere and making an improvement over time can lead to fantastic results.
Earning by Choice: Your Greatest Investment Ever
We explore the inspiring journeys of Tony Robbins, J.K. Rowling, and Bill Gates—individuals who transformed their lives through self-investment, perseverance, and continuous personal development.
Spending by Choice
Anyone can gain wealth and anyone can lose wealth. Our goal is to educate you on how to use money as a tool to better your life.
Giving by Choice
Learn how consistent, joyful giving can make you happier, healthier, and wealthier. We’ll delve into the psychological and scientific evidence that supports the benefits of generosity and provide practical tips on how to incorporate giving into your daily life.
Chapter 12: Debt by Choice
Pay Off Credit Card Or Invest Your Money
Are you caught in the eternal struggle of whether to pay off your credit card debt or invest your hard-earned money? Join us as we break down this age-old dilemma and guide you towards financial freedom.
Chapter 13: Planning by Choice
Automatic Millionaire
Are you ready to secure your financial future and become a multi-millionaire? In this video, we break down a simple, easy, and automatic method for achieving financial success, inspired by the book “The Automatic Millionaire” by David Bach.
Financial Must Haves
I’ll guide you through the essential components of a complete wealth management plan, covering six key categories: Money Management, Advanced Retirement Planning, Risk Management, Tax Management, Income Management, and Estate Management.
Finding Confidence in Your Financial Planning
Building the right money mindset is just like building any other skill. You need to get consistent reps in of good money-mindset ideas. This is why we’ve created the 3 x 3. Three minute money mindset tips delivered 3x per week.
Chapter 14: Protection by Choice
Insurance Planning
In this video, I’ll share the story of Charlie and Susan, a family deeply impacted by an unexpected tragedy, to illustrate the importance of having a solid protection plan in place.
How to teach kids about money
Let’s tackle a crucial discrepancy in financial education for our children: while 90% of kids believe they learn about money from their parents, 87% of parents think their kids learn about money at school.
10 Genius Things
10 financial tips inspired by Warren Buffett’s principles for building wealth.
Chapter 15: Compounding by Choice
The Magic of Compounding
Compounding impacts every area of your life. Your habits will dictate your level of wealth. What if starting right now you started applying compounding to every area of your life?
The Power of Compound Interest
Compound interest is the foundation of understanding investing. The power of compounding is a powerful way to build wealth.
Chapter 16: Investing by Choice
Mastering Your Emotions: The Key to Long-Term Investing Success
Let’s explore the essentials of successful investing, the profound impact of emotions on long-term strategies, and invaluable techniques to shield yourself from detrimental emotional choices. We’ll decipher the intricacies of market volatility, shed light on the frequency of recessions, and unveil the remarkable historical returns spanning the past 70 years.
The Difference Between Stocks and Bonds
Learn the difference between stocks and bonds and how they work for businesses as well as entrepreneurs.
How Mutual Funds Work
Let’s look at the advantages of mutual funds, including professional management, diversification, and affordability, as well as discuss the different types such as index funds, balanced funds, and more.
Negative Media Headlines
Do negative media headlines cause you to be worried? If you’re like most people, they answer is yes. Research shows that how you perceive risk impacts your decisions.
Chapter 17: Ownership by Choice
Ronald and Richard's Story
Anyone can gain wealth and anyone can lose wealth. Our goal is to educate you on how to use money as a tool to better your life.
Frank's Story
Making decisions out of fear, leaving the market at a bad time and other scenarios that could impact your ability to build wealth over time.
